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Built for modern lending teams

The lending operating system
for modern microfinance.

Manage borrowers, automate loan operations, track repayments, monitor portfolio health, and scale every branch from one secure platform.

Start 14-day free trial ▶ Explore the platform
✓ No credit card required✓ Setup in minutes✓ Built for Tanzania
app.pmfinance.co.tz
PM Finance organization dashboard
Portfolio health96.4%+2.8% this month
Collected todayTZS 8.4M
✓
Loan approvedTZS 2,500,000

One platform for every lending model

MicrofinanceSACCOSCredit companiesVillage banksNGOs
01 / BORROWERS

Know every borrower before you lend.

Keep KYC, contacts, credit limits, guarantors, loan history, and account status in one verified profile.

Borrower management interface ✓ KYC verified 360° borrower profile
02 / DECISIONS

Consistent approvals, without the bottlenecks.

Give reviewers the same risk, product, KYC, and status context for every application.

Approved 42 In review 11 Rejected 3
04 / PORTFOLIO

See portfolio health as it changes.

96%healthy portfolio
91%collection rate

Surface exposure, repayments, and operational priorities across every branch.

03 / ORIGINATION

Move every loan from request to disbursement.

Standardize reviews, shorten turnaround time, and keep every decision auditable.

See the connected workflow →
Loan application management interface
ONE CONNECTED WORKFLOW

From first borrower contact
to final repayment.

PM Finance connects the people, decisions, money, and follow-ups behind every loan—without losing context between teams.

Borrower lifecycle
Every action stays connected
PHASE 01Intake & identity2 steps
01◎

Register borrower

Create the profile, contacts, branch, and opening credit context.

Profile created
02✓

Verify identity

Complete KYC and connect guarantor and supporting records.

Ready for review
PHASE 02Decision & funding2 steps
03▤

Review application

Assess product fit, amount, tenure, risk, and approval conditions.

Decision logged
04↗

Approve & disburse

Generate the contract, activate the schedule, and release funds.

Loan active
PHASE 03Servicing & control2 steps
05◷

Collect repayments

Track schedules, receipts, balances, arrears, and follow-ups.

Balance updated
06▥

Close & measure

Close the signed contract and retain performance history for reporting.

Cycle complete
ONE RECORDBorrower context follows every step
ONE AUDIT TRAILEvery decision remains accountable
ONE PORTFOLIO VIEWPerformance updates automatically
0B+

TZS in loans managed

0%

repayment tracking accuracy

0+

lending organizations

0K+

active borrowers

BUILT TO SCALE

The operational depth serious lenders need.

Borrowers & KYCLoan productsGuarantorsRepayment schedulesCollectionsBranchesUsers & rolesPortfolio reportsSMS remindersEmail noticesAudit historySubscriptions
SIMPLE PRICING

Start lean. Scale without switching systems.

Choose the plan that matches your team today. Upgrade as your branches, users, and portfolio grow.

Free

TZS 0

per month

Limited plan for very small teams.

  • 1 branch
  • 3 users
  • Up to 25 active loans
  • 6 included modules
  • 14-day trial included
Start 14-day trial
Recommended Business

TZS 150,000

per month

Full operating plan for growing microcredit teams.

  • 5 branches
  • 25 users
  • Up to 1,000 active loans
  • 13 included modules
  • 14-day trial included
Start 14-day trial
Enterprise

TZS 500,000

per month

Unlimited plan for multi-branch lenders with advanced controls.

  • Unlimited branches
  • Unlimited users
  • Unlimited active loans
  • All platform features
  • 14-day trial included
Start 14-day trial
AKNMPMESJM
START MODERNIZING TODAY

Join lending teams building
a clearer way to grow.

Bring borrowers, decisions, disbursements, collections, and reporting into one controlled operating system.

Start free trialBook a demo
✓ 14-day free trial✓ No credit card✓ Guided setup
150+ lending organizations25K+ active borrowersOne connected platform